Effective Date: January 12, 2026
1. Acceptance of Terms
By accessing and using TimeBanks.nz (“the Site”), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.
2. About TimeBanks.nz
TimeBanks.nz is an informational platform that provides resources, information, and connections related to time banking in New Zealand. We facilitate community exchanges based on time credits rather than monetary currency.
3. User Accounts
Registration
- You must provide accurate and complete information when creating an account
- You are responsible for maintaining the confidentiality of your account credentials
- You must be at least 18 years of age to create an account
- You agree to notify us immediately of any unauthorized use of your account
Account Responsibilities
- You are responsible for all activities that occur under your account
- You must not share your account with others
- We reserve the right to suspend or terminate accounts that violate these terms
4. Time Banking Services
How It Works
- Members exchange services based on time credits (typically 1 hour = 1 time credit)
- All exchanges should be conducted fairly and respectfully
- Members are responsible for arranging their own exchanges
- TimeBanks.nz acts as a facilitator and is not party to individual exchanges
Member Obligations
- Provide services as agreed upon
- Accurately record time credits earned and spent
- Treat other members with respect and courtesy
- Comply with all applicable laws when providing services
5. Affiliate Links and Advertising
Disclosure
- TimeBanks.nz may contain affiliate links to third-party products and services
- We may receive compensation when you click on or make purchases through affiliate links
- Affiliate relationships do not influence our editorial content or recommendations
- All affiliate partnerships will be disclosed where applicable
Third-Party Services
- We are not responsible for third-party products, services, or websites
- Your interactions with third parties are solely between you and them
- We do not endorse or guarantee any third-party offerings
6. User Content
Your Contributions
- You retain ownership of content you post on the Site
- By posting content, you grant us a non-exclusive license to use, display, and distribute it
- You are responsible for the accuracy and legality of your content
- You must not post content that is offensive, illegal, or infringes on others’ rights
Prohibited Content
You may not post content that:
- Is fraudulent, false, or misleading
- Violates intellectual property rights
- Contains malware or harmful code
- Harasses, threatens, or defames others
- Violates any applicable laws
7. Disclaimer of Warranties
As-Is Service
- The Site is provided “as is” without warranties of any kind
- We do not guarantee uninterrupted or error-free service
- We do not verify the accuracy of user-provided information
- We are not responsible for the quality of services exchanged between members
No Professional Advice
- Information on the Site is for general purposes only
- We do not provide professional, legal, financial, or medical advice
- You should consult appropriate professionals for specific advice
8. Limitation of Liability
To the fullest extent permitted by law:
- TimeBanks.nz is not liable for any indirect, incidental, or consequential damages
- We are not responsible for disputes between members
- We are not liable for losses resulting from service exchanges
- Our total liability shall not exceed NZD $100
9. Indemnification
You agree to indemnify and hold TimeBanks.nz harmless from any claims, damages, or expenses arising from:
- Your use of the Site
- Your violation of these terms
- Your violation of any third-party rights
- Services you provide or receive through time banking
10. Privacy
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
11. Intellectual Property
Our Rights
- All content, trademarks, and materials on the Site are owned by TimeBanks.nz or our licensors
- You may not use our intellectual property without permission
- You may not reproduce, modify, or distribute Site content without authorization
Limited License
We grant you a limited, non-exclusive license to access and use the Site for personal, non-commercial purposes.
12. Termination
Our Rights
We may suspend or terminate your account at any time for:
- Violation of these Terms
- Fraudulent or illegal activity
- Abusive behavior toward other members
- Any reason at our sole discretion
Your Rights
You may terminate your account at any time by contacting us or using account settings.
Effect of Termination
Upon termination:
- Your access to the Site will be revoked
- Outstanding time credits may be forfeited
- Certain provisions of these Terms will survive termination
13. Modifications
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site. Your continued use constitutes acceptance of modified terms.
14. Governing Law
These Terms are governed by the laws of New Zealand. Any disputes shall be resolved in New Zealand courts.
15. Dispute Resolution
Informal Resolution
We encourage you to contact us first to resolve any disputes informally.
Mediation
If informal resolution fails, parties agree to attempt mediation before pursuing legal action.
16. General Provisions
Severability
If any provision is found unenforceable, the remaining provisions remain in effect.
Entire Agreement
These Terms constitute the entire agreement between you and TimeBanks.nz regarding use of the Site.
No Waiver
Our failure to enforce any right does not waive that right.
Assignment
You may not assign these Terms. We may assign our rights and obligations to others.